Announcements From Julia Chism of Walker Jackson Mortgage
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Great Window of Opportunity
You may have heard that home loan rates have improved and are back down to near historic levels. In fact, I've been slammed with emails and phone calls from people just like you who wanted to take advantage of this wonderful situation.
But you need to keep the following in mind...
While some people say good things come to those who wait, others say to strike while the iron is hot. In this case, the "iron is hot" with rates at exceptionally low levels. And while weak economic reports here in the U.S. and the economic crisis in Europe are two of the main reasons rates have improved recently, signs of inflation are beginning to creep into our economy–and that never bodes well for home loan rates. That's why it's more important than ever to act now.
It will only take a minute–give me a quick call so we can look at your situation. It doesn't cost anything to check it out, and the choice of moving forward will be up to you. Don't miss this window of opportunity to save significantly on your monthly budget.
I look forward to hearing from you!
JULIA CHISM OF WALKER JACKSON MORTGAGE @ 843-261-7183
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There are currently no Announcements.
Juila Chism Says: "Ways To Improve Your Credit Score"
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With identity theft on the rise, consumers are becoming increasingly aware of the importance of reviewing their credit reports. However, their thoughts about credit and its long-term impact upon their financial future typically end there until it's time to apply for a home loan. A credit score is used to evaluate how likely a borrower is to repay their loan. There are several actions a person can take to impact their score. Here are a few to keep in mind.
If someone has a credit card which has a high balance, while their remaining credit cards have low or zero balances, it's best to distribute the debt across the cards in order to change the ratio of debt to available credit.
Many consumers believe that they should close an existing credit card account if the card is inactive. It's better to keep the account open and use it periodically in order to take advantage of its contribution to their long-term credit history.
With the flood of credit card offers that come in the mail, it may be tempting to open new accounts. However, these "pre-approved" offers are not approved until the companies run a credit report which will temporarily impact the applicant's credit score. In addition, experts recommend that a person maintain between two to five credit card accounts, total, so it's best to avoid accumulating too many.
There are several factors that contribute to a credit score. But by observing the tips above, as well as making payments on time and keeping balances as low as possible, a consumer is sure to achieve superior results.
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There are currently no Announcements.
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Chuck Saleeby--"SALE e BY CHUCK"! Making the "SALE" process a smooth one!
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Welcome to
The AgentOwned Realty Co. which serves Charleston, SC and the surrounding Tri-County area,
"your source for ALL YOUR real estate NEEDS".
At my office, The AgentOwned Realty Co. located in Summerville on Main St., we try to be "the office with the personal touch". My name is Chuck Saleeby and I am committed to providing excellent service while assisting you in your buying or selling process. My Name Says It All: CHUCK SALEEBY..."SALE e BY CHUCK...MAKING THE "SALE" PROCESS AS SMOOTH AS POSSIBLE! I am committed daily to being a Realtor® who distinguishes himself in today's real estate market. It is the attention to the fine details that sets me apart and I strive to continue to make my office THE place to buy and sell real estate. (Servicing: Charleston, Goose Creek, Summerville, Moncks Corner, Isle of Palms, Mount Pleasant, West Ashley, Johns Island, James Island, Folly Beach, and the surrounding areas.)
Whether you are buying or selling a home/vacant land/or commercial property in the Charleston, SC area, I want to earn your business. I invite you to call or email me and I will be happy to assist you with this important transaction. It would be my privilege to represent your interests in a matter of either buying or selling. All you need to do is search from my website using the provided MLS tools or email/call me personally and I can set you up on a PROSPECT LIST which would send you information daily of listings with your specified criteria.
Unsure about buying yet? Want to get a feel for the area? RENTAL PROPERTIES are a huge part of the real estate market today. I would be happy to assist you with respect to rental property due to relocating to Charleston, SC. Frequently new residents opt to rent for a short term, get a feel for the area, and then decide where to purchase a new home. Educated buyers are my main goal!
In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised and the short sales/foreclosures prove challenging, but NOT impossible. Beat other homebuyers to the hottest new homes for sale in the Charleston/Dorchester/Berkeley Counties with our New Listings Notification. The Tri-County is a beautiful place to live and, hopefully, your love affair with the Lowcountry is beginning in the near future!
If you own real estate that you're thinking of selling, I would also be happy to provide you with a FREE Home Evaluation.
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As a consumer you are entitled to all available resources for your real estate needs and I am here to help. I want to deliver the best Real Estate Service experience to you and you can:
"Expect the Service Only an Owner Delivers"!
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I want you to have... "The BEST Real Estate Service Experience!"
I am trained and dedicated to assist you with all aspects of your real estate needs. I will help you whether you are:
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establishing your home's value
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selling your home
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relocating
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looking for a new home
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purchasing a new home
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securing financing
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buying, managing, or selling residential/commercial real estate
In addition, if you have any general questions about buying or selling real estate in South Carolina, please contact me, as I'm more than willing to help.
Sincerely,
Chuck Saleeby
Realtor
AgentOwned Realty Co.
141-A N. Main Street
Summerville, SC 29483
(843) 367-6378 (c)
(843) 261-7128 (w)
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"Foreclosures to Luxury Homes"...Let Me and Walker Jackson Mortgage Assist
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“With over 22+ years of experience in all aspects of mortgage lending, you can rest assured that my priorities are in the successful closing of your mortgage/real estate transaction. With such a large array of mortgage products available today, I will navigate through all options to find the product best suited for you or your client. As a hard working mother of two, I understand the value and pride received in home ownership. Therefore, I am committed to providing excellent service and the highest of ethical standards available in the mortgage industry.“
Julia Chism
my link:
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"Feel Free To Search The MLS for the Charleston, SC Area At Your Leisure"
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Register now for Instant Online Access to all local area listings!
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"Begin Your Search For Information About The Lowcountry"
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Summerville, SC Information | Goose Creek, SC Information | Moncks Corner, SC Information |
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Own A Piece of Southern Charm in Charleston, SC ... "South of Broad" !!!
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Here's your chance to own a TOTALLY RENOVATED 4 STORY townhouse SOUTH OF BROAD on TRADD ST. !!! From the moment you pass through the wrought iron entry gate and the cut glass double front door, you are captivated by the attention to detail the owner put into this renovation. The First Floor boasts amazing custom marble flooring, a den/study w/ a remote control gas fireplace and custom TV cabinet above it, a large storage closet in the hallway, a full bath that can easily be converted to a steam room, as it is preplumbed for such, a laundry area in the single car garage, & a tremendous amount of crawl space storage accessed from the garage. (As you know, the single car garage is a most desirable feature of this spectacular townhouse...."NO MORE HAVING TO PARK ON THE STREET" !!) The Second Floor with it's completely remodeled kitchen containing Ubatuba granite countertops and granite covered breakfast bar, maple cabinets, custom tile backsplash, tiled floor, & GE Low Profile Stainless Steel appliances will make it a joy to entertain. In addition to the kitchen, the Second Floor is also the Living/Dining area which has oak hardwood flooring, a remote control gas fireplace with custom TV cabinet above it, an office off to the side, & access to a balcony just off the dining area which overlooks Tradd Street. The Third Floor bedroom level has the master bedroom and a guest room each boasting its own custom bath and balcony. The master bedroom has a large custom "California Closet-like" closet and remodeled master bathroom. You enter the master bath through double-sliding "smoked-glass pocket doors" revealing a beautifully custom-tiled bathroom with new granite double vanity and fixtures. The Fourth Floor has the third bedroom, a custom-tiled bathroom, large closet, a mini-split assist (cool only), & tons of extra "under eave" storage. Off of this third bedroom is a 14x20 roof top deck with magnificent views overlooking Charleston from the Fourth Floor. What a view of the Charleston Rooftops !! This renovation boasts: a NEWLY remodeled kitchen, 4 NEWLY remodeled bathrooms, NEW oak hardwoods throughout, NEW windows, NEW interior/exterior doors, NEW custom window treatments that convey, NEW lighting fixtures, NEW plumbing fixtures, 2 remote controlled gas fireplaces, fresh neutral paint throughout, Dual zone HVAC, Cement plank and stucco exterior (TREATED WITH "RHINO-SHEILD" which has a 10yr warranty), a transferable termite bond, tons of storage, a single car garage, a private brick-fenced courtyard on the rear of the unit, and a magnificent view of Charleston. This is also an excellent location for walking in downtown Charleston: .2 mile to Battery, .2 mile to Colonial Lake, .5 mile to Whitepoint Gardens, .7 mile to Market, .9 mile to Marion Square. No HOA fee. YOU MUST SEE IT TO BELIEVE IT !
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WANTED: A new owner to make this house a HOME !!
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HURRY !! HURRY !! HURRY !! Here is your chance for a 3 year old golf course home in Wescott Plantation that is MOVE-IN condition! Upon on entering the home, you find hardwood floors in the foyer and formal dining room. Please note the attention to detail present due to the extensive trim, crown molding, and chair rail. The kitchen is spacious and features stainless steel appliances (refrigerator included), corian counters, upgraded 42" cabinetry, tile floors, pass through / sitting bar to the family room, and an eat-in kitchen area. In addition, there is a screened porch just off the kitchen which is private and has a great view...since you are on the golf course! You will love that the open kitchen overlooks the family room. It makes for great entertaining...(YOU KNOW EVERYONE ENDS UP IN THE KITCHEN)...or you can watch TV while you are preparing dinner !!! (lol) The family room has vaulted ceilings, lots of natural light, a gas fireplace, and is very spacious. The master bedroom is downstairs and boasts a tray ceiling which really opens up the room, windows with a great view, and a master bathroom featuring a large garden tub, dual vanities, walk in closet, and tile floors. The second floor has 3 more bedrooms and the FROG which can be used as a playroom, office, exercise room, or just a bonus room. The home also offers an alarm system and lawn irrigation. MOVE-IN CONDITION and a MUST SEE...This house wants to become your HOME !!! Don't let this one get away !!
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CHARLESTON SINGLE in Tanner Plantation !!
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DEAL OF A LIFETIME!! NEW COMMUNITY IN TANNER PLANTATION. This is the MOULTRIE floor plan which has 3 SPACIOUS Bedrooms and 2 FULL baths, 1 Half bath, Plus a LOFT that could be an optional 4TH BEDROOM, if so desired. LARGE, OPEN floor plan with HARDWOOD in KITCHEN, BREAKFAST & DINING AREAS. Kitchen has LARGE ISLAND - great for entertaining!! 42" MAPLE cabinets and STAINLESS STEEL appliances...including Stainless Steel Refrigerator, RECESSED LIGHTING, 3 PIECE CROWN molding, GAS LOG FIREPLACE and COLUMNED MEDIA NICHE. DETACHED garage and patio outside. City of HANAHAN to build 41 ACRE PARK nearby.
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